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INSURANCE BASICS

Cómo hacer que su seguro médico le rinda

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Tener una cobertura médica significa más que solo "tener un seguro". Our members know how to make their health care plan work for them - and you can, too!

Here's some insight on keeping your costs down now that you've chosen Blue Cross and Blue Shield of Illinois. Learn why staying in-network is important, explore programs that can help you save and more.

AHORROS

How Your Plan Works to Help You Save

Your coverage is set up to help cover health care costs. Planning ahead can help you save money when it comes to doctor visits and other care needs. Take full advantage of your coverage with these helpful tips:

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Stay in-network

When you get care from your plan's network of covered providers and hospitals, your plan will cover more of the cost.

Buscar servicios de atención médica de la red
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Understand health insurance costs

Premiums, deductibles, copays, coinsurance — learn what these common health insurance costs are and how they work together.

Entender los costos
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Choose in-network pharmacies

If you visit an in-network pharmacy, you'll be able to save on your prescription drug costs.

Explore prescription savings
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Review the Utilization Management program

This program helps you manage chronic or complex conditions through access to affordable, quality care.

Más información
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Know what's covered

Before getting care, make sure it's covered by your plan. Log in to Blue Access for Members℠ to review your benefits.

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Opciones de atención médica

Know Where to Get Care With Your Plan

Puede colaborar en el control de los costos de atención médica mientras está en su casa o de viaje. Know some ways to keep costs down whenever you need care.