If you've lost your job or no longer have health coverage through your employer, you might be able to get a new Individual and Family health plan during the Special Enrollment Period.
If not, there are still other health plan choices that could be available to you.
Here's How It Works:
There are many reasons you could lose your job-related health plan - these reasons are called "qualifying life events" and include things like:
- Work hours getting lowered, leading to benefit cuts
- Despido
- Renuncia
- Finalización de la cobertura de COBRA
- Finalización de la cobertura de continuación estatal
What Options Do You Have With BCBSIL?
- Based on your income and age, you may be able to enroll in an Individual and Family health plan. Please note that you typically have 60 days from your qualifying event to enroll during the Special Enrollment Period.
- If you're age 65+ or have certain disabilities, you can enroll in Medicare. El gobierno federal le otorga la Parte A sin ningún costo cuando se inscribe en el Seguro Social. Usted puede contratar más cobertura para aumentar sus beneficios de la Parte A. Conozca como funciona Medicare e infórmese sobre Blue Cross Medicare OptionsSM.
- Depending on your income, you may qualify for Medicaid or Childrens Health Insurance Program (CHIP). There is no Special Enrollment Period for these government-offered coverage options - you can apply at any time.
Members of American Indian and Alaska Native tribes can enroll any month, not just during Open Enrollment. Incluso puede aplicar para recibir ayuda para pagar gastos.
Cómo obtener una nueva cobertura médica
Cada tipo de cobertura médica tiene fechas, fechas límites e información que debe revisar.