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PARA PARTICULARES Y PARA FAMILIAS

Consejos para el período de inscripción abierta

El período de inscripción abierta transcurre todos los años del 1 de noviembre al 15 de enero. ¿No sabe bien por dónde comenzar? These tips walk you through comparing plans, checking your network and finding out if you qualify for savings.

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La importancia de la cobertura

¿Por qué es importante obtener o mantener mi seguro de gastos médicos?

Health insurance can help protect you from unexpected medical costs and make it easier to get the care you need. Having coverage:

  • Helps cover costs when you get health care, from checkups to emergencies
  • Helps you stay up to date on preventive care for a healthier future
  • Helps keep eligible dependents, like your spouse or children, covered
Open Enrollment happens once a year from Nov. 1 – Jan. 15. During this time, anyone can update their coverage or choose a new health plan.

If you miss the Open Enrollment deadline, you’ll generally need to wait until the next Open Enrollment Period unless you experience a qualifying life event that makes you eligible for Special Enrollment.





Cómo solicitar cobertura

Cómo contratar una cobertura de BCBSIL durante el período de inscripción abierta

Una mujer y su médica hablan al salir del consultorio

INVESTIGACIÓN

Investigue sus opciones de cobertura médica

BCBSIL offers the below plan types depending on where you live. Your plan type will determine how you access care and which doctors and hospitals are in your network. :

  • PPO: Preferred Provider Organization (PPO ) 
  • POS: Point of Service (POS ) 
  • HMO: Health Maintenance Organization (HMO )  
Plans are offered at Bronze, Silver and Gold metallic levels. Your plans' metallic level helps show the cost of covered care.

ENTIENDA LOS BENEFICIOS

Evalúe sus necesidades de seguro de gastos médico y compare coberturas

PRÓXIMOS PASOS

Qué hacer tras presentar una solicitud

Make your first payment and set up Auto Bill Pay: Your coverage won't begin until your first premium's paid.1 Make your premium payment online and set up Auto Bill Pay to pay your monthly bills easily and on-time.

realizar un pago;

Comience a utilizar los recursos para asegurados: revise sus beneficios, entienda cuándo comenzará a recibir sus materiales de asegurado e inscríbase para abrir una cuenta de asegurado.

Descubra qué pasa después de solicitar cobertura

Preguntas frecuentes

Preguntas frecuentes sobre el período de inscripción abierta

1 A portion of your premium payment includes the amount necessary to cover services required to be segmented under Section 1303 of the Affordable Care Act.