Cobertura médica para particulares
Illinois Individual and Family Health Insurance 2027
Open Enrollment begins November 1 for Individual and Family Health Insurance in Illinois. Compare BCBSIL health plans, provider networks, prescription drug coverage, and benefits so you're ready to choose the coverage that best meets your needs.
Review your 2027 coverage options and get ready to renew your plan.
¿Cuáles son las opciones de cobertura de BCBSIL para particulares y familias?
BCBSIL offers HMO, PPO and Point of Service (POS) plans, with Gold, Silver and Bronze metallic level options. Compare plans to learn about costs, benefits and coverage options.
BlueCare Direct
An HMO plan available in the Chicago area, in collaboration with Advocate Health Care system. HMO plans are often more affordable than PPO.
BlueChoice Preferred PPO
A statewide PPO plan option with a larger network and more care options. Choose providers across Illinois and enjoy added flexibility.
HMO de Blue Precision
An HMO plan available in the Chicago area, Rockford and Peoria. Choose a medical group for your care and enjoy lower costs than many PPO plans.
MyBlue Plus
A lower-cost Chicago area Point of Service (POS) plan with local care options. Las coberturas de POS combinan los costos de las opciones HMO con la flexibilidad de las coberturas PPO.
Find Your Fit with Metallic Level Plans
Las necesidades de atención médica son diferentes en cada persona. Tal vez quiera ahorrar más en 2027 o necesite más atención médica. Tenemos coberturas adecuadas para cada familia.
- Nivel oro
- Nivel plata
- Nivel bronce
¿Por qué Elegir BCBSIL?
Network and Care
BCBSIL's strength, trustworthiness and broad physician network combined with customer care. With a wide variety of plans available, it's easy to find the right plan.
Programas de bienestar y apoyo
We offer our members’ different types of wellness programs, ranging from rewards programs, behavioral health, maternal care, prescription discounts and more!
Benefits of Coverage
Todas las coberturas incluyen medicamentos con receta y servicios de salud mental. Plus, your yearly checkup, and many other preventive care screenings are available at no additional cost.
Enrollment Guidance
With our excellent customer service, we’ll guide you through the process - whether you prefer a human connection or a digital one.
Cost and Savings
What health insurance costs should I compare?
Look beyond the monthly premium when comparing 2027 plans. Review the deductible, copays, coinsurance and out-of-pocket maximum to understand what you may pay when you use your coverage
- Premium: The amount you pay each month to keep your health coverage active.
- Deductible: The amount you generally pay for covered care before your plan begins sharing certain costs.
- Copay: A fixed dollar amount you may pay for covered care.
- Coinsurance: A percentage of the cost of covered care that you may pay.
- Out-of-pocket maximum: The most you pay for covered in-network care during the plan year before your plan pays 100% of covered costs, subject to plan terms.
Can I get help paying for 2027 health insurance and how do I know if I qualify for assistance?
You may qualify for financial help to lower your monthly payments, such as a premium tax credit, based on eligibility. The amount of financial help you qualify for may change, so review current income and household information when you’re ready to apply.
Recursos
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