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PARA PARTICULARES Y PARA FAMILIAS

Self-Employed? Get 2027 Illinois Health Insurance

If you're self-employed, a freelancer or recently left your job, learn how to enroll in a 2027 Blue Cross and Blue Shield of Illinois plan during Open Enrollment Nov 1. - Jan. 15.

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Self-employed chef enrolled in BCBSIL health plan cooking with family in the kitchen

Can I get health insurance without an employer?

Yes! Almost anyone who doesn't get health insurance through their job can enroll in an individual and family health insurance plan, including:

  • Gig workers like food delivery or rideshare drivers
  • Independent contractors with a company or private practice (like some lawyers or doctors)
  • Uninsured employees who don't get health coverage as a work benefit
  • Freelance workers like copywriters, photographers or graphic designers
  • Small business owners who don't offer employer coverage 
 


What are the benefits of choosing BCBSIL?

All BCBSIL plans cover prescription drugs, mental health services, yearly checkups, and many other screenings available at no additional cost.

Get more from your coverage with access to leading doctors, hospitals and specialists.

And for those unpredictible momements, many plans also offer virtual visits.

Como asegurado, puede esperar:

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Cobertura médica flexible

Explore networks, covered services and costs to find your perfect fit.

Entienda los niveles metálicos
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Herramientas móviles optimizadas

Pay bills. Check claim statuses. Access your digital ID card + more!

Descargue nuestra aplicación para asegurados
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Pagos de facturas sencillos

Make payments online, in person, or enroll in Auto Bill Pay.

Revisar las opciones de pago
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Health & Wellness Support

Track your wellnes journey and earn reward points for your healthy choices.

See More BCBSIL Benefits
 
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Understand Your Needs

What should I consider before enrolling?

Hay algunos aspectos importantes en los que debe pensar antes de elegir una cobertura:


PLAN OPTIONS

Customize Your Health Coverage 

Tiered metallic level options for HMO, PPO, and POS plans.

Comience a comprar

Conéctese con un agente autorizado

¿Está listo para solicitar una cobertura, pero tiene preguntas? Nuestros agentes autorizados están disponibles para brindarle respuestas y asesoramiento.

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I lost my job, how can I avoid high COBRA costs?

Si recientemente perdió su trabajo y sueña con trabajar por su cuenta, no tiene que hacerlo solo. Las coberturas para particulares y familias de BCBSIL pueden mantener su atención médica cubierta si COBRA no está dentro del presupuesto.

El período de inscripción abierta es desde el 1 de noviembre hasta el 15 de enero. Solicite cobertura, explore los servicios incluidos y averigüe si es elegible para obtener ahorros en el crédito fiscal para las primas ahora mismo. ¿Prefiere comprar en el intercambio? Visite el Mercado de Seguros Médicos del estado de Illinois, Get Covered Illinois®.

Preguntas frecuentes

Preguntas comunes sobre su cobertura