MEDICARE SUPPLEMENT INSURANCE

Medicare Supplement Insurance Has You Covered 

Si bien las coberturas Medicare Parte A y Parte B pagan gran parte de los costos de atención médica, no pagan todos. Learn how easy it is to cover that financial gap with Medicare Supplement Insurance.

Five Things to Know About Medicare Supplement Insurance

1. Original Medicare Doesn’t Cover Everything.

A Seguro Suplementario Medicare covers the costs that Part A and Part B (sometimes also called Original Medicare) don’t.

  • Medicare Supplement Plans are identified by the letters A, B, C, D, F, G, K, L, M, and N.
  • Cada cobertura incluye un conjunto de costos diferente.
  • En algunas coberturas solo se incluyen los beneficios básicos.
  • Otras coberturas incluyen una gama más amplia de costos y beneficios de atención médica.

2. Coverage Varies According to Insurance Plan.

Medicare Supplement Insurance Plans typically do not cover hearing, dental, vision or prescription drugs. However, some Medicare Supplement Insurance Plans cover foreign travel care and there are enhanced plans that cover dental and vision.

3. Each Insurance Plan Provides the Same Benefits No Matter the Insurer You Choose.

These insurance plans have the same benefits for everyone. La cobertura G de una compañía tiene el mismo alcance que la cobertura G de otra compañía. The only differences are the premium and the level of service. Puede consultar con cualquier médico, especialista u hospital que acepte Medicare.

4. You Can Enroll in a Medicare Supplement Insurance Plan Year-Round, But . . .

You can enroll anytime, but only during the Período de inscripción abierta is when acceptance guaranteed. This period starts the first month that you are 65 and enrolled in Programa Medicare Parte B. 

5. You Can’t Have a Medicare Supplement Insurance Plan and a Medicare Advantage Plan at the Same Time.

  • Coberturas Medicare Advantage are health insurance plans approved by Medicare and offered by private companies.
  • Medicare Advantage Plans are different from Medicare Supplement Insurance Plans.
  • If you enroll in a Medicare Advantage Plan, you cannot purchase a Medicare Supplement Insurance Plan.

Get an Overview of Medicare Supplement Plans

Play this short video to learn about how Medicare Supplement works, eligibility requirements and how it covers what Original Medicare will not.

Herramientas y recursos

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